Shopping for a Plan?
The questions
worth asking.
All home warranty companies cover similar items: A/C, heating, electrical, plumbing, garage door openers, water heaters and appliances. The differences are in coverage, service, and dollar limits. Here is how Fidelity National answers the questions that matter.
What is the dollar limit for air conditioning?
No dollar limitFNHW has no dollar limit for A/C repair or replacement.
Are there limits on Freon or refrigerant?
No capRefrigerant can cost hundreds of dollars per pound, and an average A/C unit holds around 10 lbs. With no cap, that coverage can save homeowners hundreds, possibly over a thousand dollars.
How many A/C and water heater units are covered?
No limit on unitsMany homes have multiple units, and FNHW covers them all, with no limit on the number of A/C or water heater units.
What is the dollar limit for water heaters?
No dollar limitFNHW has no dollar limit for water heater repair or replacement.
What are the limits for refrigerators and appliances?
$5,000 / $3,500Up to $5,000 for refrigerators, and $3,500 per covered appliance.
Are there age-based restrictions?
NoneFNHW does not have age-based restrictions. Where a company does, it can mean high out-of-pocket costs, especially when a covered item needs replacing.
Coverage, limits, and exclusions are set by the plan contract. See the Texas plan brochure for full details, or ask Rachel.